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How it works

The Easiest Way to
Buy or Sell a Car

Buying a Car

Buying a Vehicle while Building Your Credit: Simplify the purchasing process, saving both time and money, while you increase your credit score.

Optimize Time

Time is our most valuable and precious commodity and cannot be replaced. Ensuring you find the best vehicle option may require weeks, if not months, of applying to every auto lender and visiting numerous dealerships. With CreditShift, it’s streamlined into one application, preserving your credit score, finding you the best vehicle, and saving valuable time.

Avoid Disappointment

It’s really frustrating to find a vehicle you love, only to be turned down for financing. With CreditShift, by the time you finish the application, you’ll know the best rate and terms you qualify for in Canada. Then, we give you a list of qualified vehicles from our 300+ dealership network, and you can just pick the one you like best.

All Credit Types Approved

Working with every major auto lender in Canada, we secure the best approval, no matter your credit. For good or great credit, it could mean substantial savings; for new or bad credit, it could be the key to vehicle ownership. We even have programs that will work with you on day one of bankruptcy. No one has a higher approval rate than CreditShift!

Buying a Car - How It Works

Step 1: Get Pre-Approved

Complete our quick online application to get pre-approved!

Step 2: Find Vehicles That Fit Your Budget

We’ll connect you with our dealership network to confirm your information and go over your wants and needs to determine a budget that works for you.

Step 3: Pick the vehicle you love

With more than 300 independent dealerships in our network, and 10,000+ vehicles to choose from, finding the pre-approved vehicle of your dreams has never been easier!

Selling a Vehicle

Save yourself the stress of selling privately

Eliminate Low-ballers

We always put our best foot forward! Offers on all vehicles are always at or above top book value, ensuring fairness for both parties.

Save Time

It typically takes a month or more to sell your vehicle privately. With CreditShift, typically we get you paid and pick up the vehicle in 48 hours.

Safety First

No more risky meet-ups. We are fully licensed and regulated, providing a safe environment to sell your vehicle. We will pick it up at a time and location you are most comfortable with.

Sell Us Your Vehicle - How It Works

Step 1: Tell Us About Your Vehicle

Quickly complete our online appraisal form, for an instant offer. No low-ballers, no tire kickers. Just a top offer we will stand behind. Get My Offer

Step 2: Confirm Offer Details

We will be in touch to confirm your vehicle’s details and our offer.

Step 3: We Pick Up Your Vehicle, You Get Paid

Once the offer has been accepted, we will schedule a time to come pick up the vehicle, and get you paid! We offer various secure payment options.