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Payments on car loans are calculated using three components:

Principle

The total cost of a vehicle including any fees that the lender or dealership may have for the car loan and any options or add-ons you choose.

Term

The total cost of a vehicle including any fees that the lender or dealership may have for the car loan and any options or add-ons you choose.

Interest Rate

The total cost of a vehicle including any fees that the lender or dealership may have for the car loan and any options or add-ons you choose.

What Do I Need?

Employment & Income

Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income (certain types of government assistance) may also be accepted.

Driver’s License

Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income (certain types of government assistance) may also be accepted.

Bank Account

Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income (certain types of government assistance) may also be accepted.

Down Payment

Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income (certain types of government assistance) may also be accepted.

Current Address

Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income (certain types of government assistance) may also be accepted.

Contact Details

Typically you need to be at your current job for three or more months and make at least $1800/month. Other forms of income (certain types of government assistance) may also be accepted.

Get Pre-Approved

Complete our online car loan application in minutes to pre-qualify for the car of your choice. We offer financing options for all credit situations. Get Started .

Contact CreditShift

If you have any additional questions about car loans do not hesitate to visit our Help Centre.

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